Express Credit is a registered micro-finance institution in Zambia offering very fast and friendly payday loan services to individuals in the most convenient way using channels such as mobile and online applications as well as through our branch network.

Products & Services


Choose a location below to view more information about that branch.

Regular Hours

Sunday Closed
Monday 8:00 AM - 6:00 PM
Tuesday 8:00 AM - 6:00 PM
Wednesday 8:00 AM - 6:00 PM
Thursday 8:00 AM - 6:00 PM
Friday 8:00 AM - 6:00 PM
Saturday 8:00 Am - 3:00 PM

Contact Details

  • P.O Box 32370, Manda Hill, Lusaka
    Great East road, Stand No. B3, First Floor
    Lusaka, Zambia
  • Great East road, Stand No. B3, First Floor
    Lusaka, Zambia
Get Directions to Manda Hill location

We guarantee the quickest and fastest loan processing time to give you the ease and convenience you need:


To be the market leading preferred financial services provider in Zambia, highly rated for our customer service and accessibility.

Mission Statement

To deliver accessible and affordable financial solutions through superior customer service and technological innovation to become the preferred financial partner of choice to clients looking for a quick and simple way of getting financing. culture is founded on the following core values:

Customer first – Customer satisfaction is a prerequisite to our success. We understand that today’s customers need convenient and hassle-free access to funds. We offer a simple, convenient and transparent solution to customers when they need it most.

Transparency – We pride ourselves on being a responsible lender, communicating openly and transparently with our customers.

Long term – Long term relationships with all clients, openness to feedback and suggestions for improvement.

Send an Enquiry

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