ZSIC General Insurance

ZSIC General Insurance Company is a leading provider of short-term insurance in the Zambian market

Contact Details

  • +260 211 222 263 (Fax)
  • PO Box 30894
    Lusaka, Zambia
  • Premium House, Stand No. 7431, Independence Ave
    Lusaka, Zambia
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Solid Partners, Flexible Solutions

ZSIC General Insurance Company, which was incorporated on 23rd April 2008, is among the leading providers of short-term insurance in the Zambian. It is a subsidiary of ZSIC Limited, a company wholly owned by the Government of the Republic of Zambia (GRZ).

ZSIC Limited was previously a composite insurance company called the Zambia State Insurance Corporation Limited. As a result of the restructuring and compliance exercise, the Zambia State Insurance Corporation Limited was split into three separate business entities:

ZSIC General Insurance Company has a network of branch offices in all provinces, which makes it easily accessible to clients countrywide.

Types of Insurance

ZSIC General Insurance Company provides various categories of insurance services which include personal, agriculture, motor vehicle and business Insurance.

Some of the notable policies that the company offers include: engineering, group personal accident, fire, motor comprehensive, wheat, motor third-party, travel medical, motor traders, crop, livestock, tobacco, poultry, goods-in-transit, money, burglary, all risks, professional indemnity, aviation, marine, house owners, public liability, machinery breakdown and house contents.

Other Services

Beside these, ZSIC General Insurance has partnered with RTSA and issues out road tax licenses from key designated branches. Payment for fitness certificates can also be made at any of the designated branches.

The company is also a nation bureau for the COMESA YELLOW card. The card is issued to motorists wishing to extend their motor insurance cover into the COMESA region.

ZSIC General Insurance Company prides itself in maintaining a flexible business attitude to meet the ever-changing needs of esteemed clients. In addition, management has continued to invest prudently in line with International Insurance Financial Standards.


To be market leaders in the provision of world class insurance security in the Southern African market.

Mission Statement

To provide innovative, world class, customer driven and profitable insurance security through a motivated and professional staff, guided by good corporate governance principles and best practice.


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